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It is a system developed to increase the security of purchases with a credit card on the internet. The (3DS) protocol developed by VISA has also been adopted by MasterCard and has been introduced as a requirement.
In the 3D Secure system, during the virtual payment step, the bank asks the cardholder for the payment password known only to him/her, and the identity of the cardholder is thus verified. So it is ensured that the use of credit cards on the internet by unauthorized persons is prevented.
For fraud protection, 3D Secure (3DS) requires customers to complete an additional verification step with the card issuer when paying. Typically, you direct the customer to an authentication page on their bank’s website, and they enter a password associated with the card or a sms sent to their phone.
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